FI
Fintokei
Verified: no warning signs on 7 Nov 2026 Trustpilot 4.3 on 1,399 reviews, no current warning on its profile, and no pattern of refused or unpaid withdrawals in what we read.
Checked against 14 sources, including the firm’s own pages and its Trustpilot profile, 7 Nov 2026. Best value at Fintokei ProTrader · 100K
2-step · Forex & CFD · one-time fee Price read on the firm’s page, 7 Nov 2026.
2-step · Forex & CFD · one-time fee
$10,000 static$43.92 per $1,000 of drawdown, the lowest at this firm
Save 20% with BLACKFRIDAY20$439.20$549.00
4programs · 20 priced sizes
$27.20cheapest account · StartTrader 5K
$43.92best price per $1K drawdown
#23 of 46on drawdown per $ among forex & cfd firms we list
Every account and price
Pick a price to see its rules.Cheapest third per $1K drawdown in its market and sizeMiddle thirdPriciest third
Program
5K
10K
20K
50K
100K
200K
400K
StartTraderForex & CFD · static
SwiftTraderForex & CFD · static
ProTraderForex & CFD · static
ProTrader SwingForex & CFD · static
Selected account ProTrader · 50K
$263.20$329.00Save 20%
Grey: your balance. Dashed: where the account closes. Max drawdown$5,000 static. Your loss limit is fixed below the starting balance. Profits never move it. The floor never moves.
Daily loss limit$2,500, hard: breaching it fails the account.
Profit target$4,000 to pass
Profit split80% to you
PlatformsTradingView, MT5, cTrader
Bots and EAsBots with conditions
BillingOne-time fee
Price per $1K drawdown, forex & cfd 50K
Get this account → This account$53
Median, 179 accounts$78
Lowest listed$20
Trust check
Our listing bar, checked 7 Nov 2026Trustpilot rating of 4.0 or more
4.3 on 1,399 reviews
4.3 on 1,399 reviews
No pattern of unpaid withdrawals
None found in reviews and news we read.
None found in reviews and news we read.
No retroactive rule changes
None found.
None found.
Payout terms written down
Payout rules are published.
Payout rules are published.
Rules published for every program
4 programs, 20 sizes read from its own pages.
4 programs, 20 sizes read from its own pages.
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Every program, in full
Fintokei: 4 programs, 20 sizes
The rules as Fintokei publishes them on its own pages, read 7 Nov 2026. Open a program to see each size, the evaluation, the funded account, payouts, what the firm leaves unsaid, and the pages we read.
Trustpilot4.3 ★4.3 of 5, 1,399 reviews, read 7 Nov 2026Read the reviews on Trustpilot
Soonest $1,000 paid outWed 2 DecSwiftTrader 20K · 17 days · above its safe daily target. Modelled by Propsoon from the firm's payout rules, for an account bought on 6 Nov.How each size pays, on Propsoon
StartTrader
1-stepForex & CFDOne-time fee1 sizeBots with conditionsfrom $27.20 · best $68.00 per $1K drawdown
| Size | Price | Max drawdown (funded) | Daily loss limit | Target | Split | Smallest payout |
|---|---|---|---|---|---|---|
| 5K | $27.20 | $400 static$68.00 per $1K | $100, pauses the day | $150 | 80% | $125 |
Evaluation · 5K size
Challenge$150 target, at least 3 trading days, within 40 days; $400 max loss, $100 daily limit (pauses the day)
Funded account · 5K sizeMax loss: $400 static. Daily loss: $100, pauses the day.
Payouts · 5K sizeFirst payout: after 14 calendar days and 3 trading days, $100 profit, at least $125 a request; Then: every 14 calendar days and 3 trading days, $100 profit, 3 trading days. Caps: $400 a payout; $400 in all. Split: 80% on every payout.
Payouts in briefFirst payout 14 days after the first funded trade with 2% profit, then 14 days after the last; at most 2 payouts and $400 in total; 80% split.
The rules in fullRules for accounts bought from 21 Oct 2026: one phase, 3% target, minimum 3 trading days, maximum 60 calendar days; daily loss 2% of EOD equity (first hit is a soft breach that pauses the day, second hit fails); max loss 8% of starting balance; max risk on open trades 3% (warning, not a breach); no consistency rule or daily profit cap. Funded: same limits, payout after 2% profit and 14 calendar days, then every 14 days; 80% flat; total payout cap $400 (JPY 80,000 / EUR 400 / CZK 8,000) per account over up to 2 payouts; 'Instant payouts are not available on StartTrader'. Can be bought twice, only among a trader's first two challenges. Older accounts (before 21 Oct 2026): 3% daily, 6% max loss.
Watch outDaily loss of 2% of end-of-day equity: the first hit pauses the day, the second fails the account. Open risk above 3% draws a warning. Can be bought only twice, among your first two challenges. Close all trades before a payout request.
Bots with conditionsEAs allowed, but not ones built to pass evaluations; no HFT, tick scalping, latency arbitrage, signal copying or cross-account hedging.
PlatformsTradingView, MetaTrader 5, cTrader
Codes and salesBLACKFRIDAY20: 20% off (all challenges (homepage banner)) (official, no end shown)
Position limitsLeverage 1:25 FX/gold/silver, 1:20 indices, 1:10 others; max risk on open trades 3%
What the firm doesn't sayUnclear whether the general $100 minimum payout applies to profit or to the 80% reward (if reward, $125 profit is needed); what happens to the account after the 2nd payout or the $400 cap is not stated; the DD article (older) still gives 3% daily / 6% max for StartTrader; BLACKFRIDAY20 price assumes the 'all challenges' banner covers StartTrader (checkout not tested).
Pages we read (8)
- OfficialFintokei StartTrader page
- OfficialFintokei support: How does StartTrader Challenge work? What are the rules? (accounts from 21 Oct 2026)
- OfficialFintokei support: What rules do I have to follow to keep my StartTrader account?
- OfficialFintokei support: How and how often can I withdraw my performance rewards, and what is the minimum amount?
- OfficialFintokei support: What does the rule 'Minimum trading days' mean? (3 or 5 days)
- OfficialFintokei support: How are the Daily loss limit and Maximum Loss limit calculated?
- OfficialFintokei homepage (programs, prices, promo banners, payout methods)
- Third partyPropFirmMap trust check: Fintokei (rule-change log to 4 Nov 2026)
SwiftTrader
1-stepForex & CFDOne-time fee6 sizesBots with conditionsfrom $35.20 · best $133.07 per $1K drawdown
| Size | Price | Max drawdown (funded) | Daily loss limit | Target | Split | Smallest payout |
|---|---|---|---|---|---|---|
| 5K | $35.20 | $150 static$234.67 per $1K | $100, fails the account | $300 | 90% | $100 |
| 10K | $71.20 | $300 static$237.33 per $1K | $200, fails the account | $600 | 90% | $100 |
| 20K | $115.20 | $600 static$192.00 per $1K | $400, fails the account | $1,200 | 90% | $100 |
| 50K | $239.20 | $1,500 static$159.47 per $1K | $1,000, fails the account | $3,000 | 90% | $100 |
| 100K | $399.20 | $3,000 static$133.07 per $1K | $2,000, fails the account | $6,000 | 90% | $100 |
| 200K | $879.20 | $6,000 static$146.53 per $1K | $4,000, fails the account | $12,000 | 90% | $100 |
Evaluation · 5K size
Challenge$300 target, at least 3 trading days, best day at most 50% of the profit, within 40 days; $150 max loss, $100 daily limit (fails it)
Funded account · 5K sizeMax loss: $150 static. Daily loss: $100, fails the account.
Payouts · 5K sizeFirst payout: after 14 calendar days and 3 trading days, $150 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $150 profit, 3 trading days. No payout cap. Split: 90% on every payout.
Payouts in briefEvery 14 days from the first funded trade or the last payout, with at least 3% profit and 3 trading days in the cycle; 90% split.
The rules in fullRules for accounts bought after 15 Jul 2026: one phase, 6% target, at least 3 trading days, max 60 days, at most 3% of the starting balance from a single day (evaluation only); daily loss 2% equity, max loss 3% static (hard). Funded: same limits; each payout needs +3% profit, 3 trading days and 14 days since the first funded trade or last payout; 90% split. Older accounts: 6% max, 3% daily, 5 minimum days.
Watch outEvaluation: no more than 3% of the starting balance from one day. Daily loss of 2% of end-of-day equity and 3% max loss are hard breaches. Open risk above 3% draws a warning. Close all trades before a payout request.
Bots with conditionsEAs allowed, but not ones built to pass evaluations; no HFT, tick scalping, latency arbitrage, signal copying or cross-account hedging.
PlatformsTradingView, MetaTrader 5, cTrader
Codes and salesBLACKFRIDAY20: 20% off (all challenges (homepage banner)) (official, no end shown)
Position limitsLeverage 1:25 FX/gold/silver, 1:20 indices, 1:10 others; max risk on open trades 3%
What the firm doesn't sayThe DD article still lists 3% daily / 6% max for SwiftTrader (pre-15 Jul 2026 rules; https://support.fintokei.com/en/articles/6538826 vs https://support.fintokei.com/en/articles/8409176); whether the balance resets after a payout is not stated; no payout cap stated.
Rules for every size
| Size | Max loss | Daily loss | Payout conditions | Caps | Split |
|---|---|---|---|---|---|
| 5K | $150 static | $100, fails the account | First payout: after 14 calendar days and 3 trading days, $150 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $150 profit, 3 trading days | no cap | 90% on every payout |
| 10K | $300 static | $200, fails the account | First payout: after 14 calendar days and 3 trading days, $300 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $300 profit, 3 trading days | no cap | 90% on every payout |
| 20K | $600 static | $400, fails the account | First payout: after 14 calendar days and 3 trading days, $600 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $600 profit, 3 trading days | no cap | 90% on every payout |
| 50K | $1,500 static | $1,000, fails the account | First payout: after 14 calendar days and 3 trading days, $1,500 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $1,500 profit, 3 trading days | no cap | 90% on every payout |
| 100K | $3,000 static | $2,000, fails the account | First payout: after 14 calendar days and 3 trading days, $3,000 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $3,000 profit, 3 trading days | no cap | 90% on every payout |
| 200K | $6,000 static | $4,000, fails the account | First payout: after 14 calendar days and 3 trading days, $6,000 profit, at least $100 a request; Then: every 14 calendar days and 3 trading days, $6,000 profit, 3 trading days | no cap | 90% on every payout |
Pages we read (7)
- OfficialFintokei SwiftTrader page
- OfficialFintokei support: What rules do I have to follow to keep my SwiftTrader account?
- OfficialFintokei support: How and how often can I withdraw my performance rewards, and what is the minimum amount?
- OfficialFintokei support: What does the rule 'Minimum trading days' mean? (3 or 5 days)
- OfficialFintokei support: How are the Daily loss limit and Maximum Loss limit calculated?
- OfficialFintokei homepage (programs, prices, promo banners, payout methods)
- Third partyPropFirmMap trust check: Fintokei (rule-change log to 4 Nov 2026)
ProTrader
2-stepForex & CFDOne-time fee7 sizesBots with conditionsfrom $39.20 · best $43.92 per $1K drawdown
| Size | Price | Max drawdown (funded) | Daily loss limit | Target | Split | Smallest payout |
|---|---|---|---|---|---|---|
| 5K | $39.20 | $500 static$78.40 per $1K | $250, fails the account | $400 | 80% | $125 |
| 10K | $79.20 | $1,000 static$79.20 per $1K | $500, fails the account | $800 | 80% | $125 |
| 20K | $127.20 | $2,000 static$63.60 per $1K | $1,000, fails the account | $1,600 | 80% | $125 |
| 50K | $263.20 | $5,000 static$52.64 per $1K | $2,500, fails the account | $4,000 | 80% | $125 |
| 100K | $439.20 | $10,000 static$43.92 per $1K | $5,000, fails the account | $8,000 | 80% | $125 |
| 200K | $999.20 | $20,000 static$49.96 per $1K | $10,000, fails the account | $16,000 | 80% | $125 |
| 400K | $2,079.20 | $40,000 static$51.98 per $1K | $20,000, fails the account | $32,000 | 80% | $150 |
Evaluation · 5K size
Phase 1$400 target, at least 3 trading days; $500 max loss, $250 daily limit (fails it)
Phase 2$300 target, at least 3 trading days; $500 max loss, $250 daily limit (fails it)
Funded account · 5K sizeMax loss: $500 static. Daily loss: $250, fails the account.
Payouts · 5K sizeFirst payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days. No payout cap. Split: 80% on every payout.
Payouts in briefEvery 14 days from the first funded trade or the last payout, with 3 trading days in the cycle and at least $100 ($120 on 400K); 80% split.
The rules in fullTwo phases (8% then 6%), at least 3 trading days per phase, no time limit; 5% daily loss on EOD equity and 10% static max loss (hard). Funded: same limits, no target; payouts every 14 days from the first funded trade / last payout, 3 trading days, minimum $100 ($120 on 400K plans); 80% initial split. Account currencies JPY, USD, EUR, CZK (prices shown in USD).
Watch outDaily loss of 5% of end-of-day equity is a hard breach that closes the account at once; 10% static max loss. Open risk above 3% draws a warning. Close all trades before a payout request.
Bots with conditionsEAs allowed, but not ones built to pass evaluations; no HFT, tick scalping, latency arbitrage, signal copying or cross-account hedging.
PlatformsTradingView, MetaTrader 5, cTrader
Codes and salesBLACKFRIDAY20: 20% off (all challenges (homepage banner)) (official, no end shown)
Position limitsLeverage 1:100 FX/gold/silver, 1:50 indices, 1:20 others; max risk on open trades 3%
What the firm doesn't sayHomepage table says 'min 3 profitable days' for $10K-$400K rows while the program page and the minimum-days article say 3 trading days (https://www.fintokei.com/ vs https://support.fintokei.com/en/articles/8428030); loyalty split tiers not read; no payout cap stated; balance after payout not stated.
Rules for every size
| Size | Max loss | Daily loss | Payout conditions | Caps | Split |
|---|---|---|---|---|---|
| 5K | $500 static | $250, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 10K | $1,000 static | $500, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 20K | $2,000 static | $1,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 50K | $5,000 static | $2,500, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 100K | $10,000 static | $5,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 200K | $20,000 static | $10,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 400K | $40,000 static | $20,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $150 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
Pages we read (7)
- OfficialFintokei ProTrader page
- OfficialFintokei support: What rules do I have to follow to keep my ProTrader account?
- OfficialFintokei support: How and how often can I withdraw my performance rewards, and what is the minimum amount?
- OfficialFintokei support: What does the rule 'Minimum trading days' mean? (3 or 5 days)
- OfficialFintokei support: How are the Daily loss limit and Maximum Loss limit calculated?
- OfficialFintokei homepage (programs, prices, promo banners, payout methods)
- Third partyPropFirmMap trust check: Fintokei (rule-change log to 4 Nov 2026)
ProTrader Swing
2-stepForex & CFDOne-time fee6 sizesBots with conditionsfrom $55.20 · best $54.32 per $1K drawdown
| Size | Price | Max drawdown (funded) | Daily loss limit | Target | Split | Smallest payout |
|---|---|---|---|---|---|---|
| 5K | $55.20 | $500 static$110.40 per $1K | $250, fails the account | $400 | 80% | $125 |
| 10K | $95.20 | $1,000 static$95.20 per $1K | $500, fails the account | $800 | 80% | $125 |
| 20K | $159.20 | $2,000 static$79.60 per $1K | $1,000, fails the account | $1,600 | 80% | $125 |
| 50K | $335.20 | $5,000 static$67.04 per $1K | $2,500, fails the account | $4,000 | 80% | $125 |
| 100K | $543.20 | $10,000 static$54.32 per $1K | $5,000, fails the account | $8,000 | 80% | $125 |
| 200K | $1,199.20 | $20,000 static$59.96 per $1K | $10,000, fails the account | $16,000 | 80% | $125 |
Evaluation · 5K size
Phase 1$400 target, at least 3 trading days; $500 max loss, $250 daily limit (fails it)
Phase 2$300 target, at least 3 trading days; $500 max loss, $250 daily limit (fails it)
Funded account · 5K sizeMax loss: $500 static. Daily loss: $250, fails the account.
Payouts · 5K sizeFirst payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days. No payout cap. Split: 80% on every payout.
Payouts in briefEvery 14 days from the first funded trade or the last payout, with 3 trading days in the cycle and at least $100; 80% split.
The rules in fullSwap-free two-phase program (8% then 6%), at least 3 trading days per phase, no time limit; 5% balance-based daily loss and 10% static max loss. Funded: same limits; payouts every 14 days from the first funded trade / last payout, 3 trading days, minimum $100; 80% initial split.
Watch outSwap-free. Daily loss of 5% from the end-of-day balance is a hard breach; 10% static max loss. Open risk above 3% draws a warning. Weekend holding not stated. Close all trades before a payout request.
Bots with conditionsEAs allowed, but not ones built to pass evaluations; no HFT, tick scalping, latency arbitrage, signal copying or cross-account hedging.
PlatformsTradingView, MetaTrader 5, cTrader
Codes and salesBLACKFRIDAY20: 20% off (all challenges (homepage banner)) (official, no end shown)
Position limitsLeverage 1:25 FX/gold/silver, 1:20 indices, 1:10 XPD/XPT/NGAS/crude; swap-free; max risk on open trades 3%
What the firm doesn't sayWeekend holding not stated for Swing; the DD article mixes 'balance' and 'equity' wording for the Swing floor; loyalty split tiers not read; no payout cap stated.
Rules for every size
| Size | Max loss | Daily loss | Payout conditions | Caps | Split |
|---|---|---|---|---|---|
| 5K | $500 static | $250, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 10K | $1,000 static | $500, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 20K | $2,000 static | $1,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 50K | $5,000 static | $2,500, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 100K | $10,000 static | $5,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
| 200K | $20,000 static | $10,000, fails the account | First payout: after 14 calendar days and 3 trading days, at least $125 a request; Then: every 14 calendar days and 3 trading days, 3 trading days | no cap | 80% on every payout |
Pages we read (7)
- OfficialFintokei ProTrader Swing page
- OfficialFintokei support: What rules do I have to follow to keep my ProTrader account?
- OfficialFintokei support: How and how often can I withdraw my performance rewards, and what is the minimum amount?
- OfficialFintokei support: What does the rule 'Minimum trading days' mean? (3 or 5 days)
- OfficialFintokei support: How are the Daily loss limit and Maximum Loss limit calculated?
- OfficialFintokei homepage (programs, prices, promo banners, payout methods)
- Third partyPropFirmMap trust check: Fintokei (rule-change log to 4 Nov 2026)
Every page we read for Fintokei (13)
- OfficialFintokei StartTrader page
- OfficialFintokei support: How does StartTrader Challenge work? What are the rules? (accounts from 21 Oct 2026)
- OfficialFintokei support: What rules do I have to follow to keep my StartTrader account?
- OfficialFintokei support: How and how often can I withdraw my performance rewards, and what is the minimum amount?
- OfficialFintokei support: What does the rule 'Minimum trading days' mean? (3 or 5 days)
- OfficialFintokei support: How are the Daily loss limit and Maximum Loss limit calculated?
- OfficialFintokei homepage (programs, prices, promo banners, payout methods)
- Third partyPropFirmMap trust check: Fintokei (rule-change log to 4 Nov 2026)
- OfficialFintokei SwiftTrader page
- OfficialFintokei support: What rules do I have to follow to keep my SwiftTrader account?
- OfficialFintokei ProTrader page
- OfficialFintokei support: What rules do I have to follow to keep my ProTrader account?
- OfficialFintokei ProTrader Swing page
Rules and prices from the Propsoon rules pack, read on Fintokei's own pages on 7 Nov 2026. Firms change rules often: check the checkout page before you buy. Not financial advice.